Is Luma Health HIPAA compliant?

Luma Health signs a Business Associate Agreement with its customers, which HIPAA requires before a vendor handles patient data for you. Once it's signed, you can use Luma Health with patient data within the BAA's scope; whether your use is compliant still depends on your setup and your own policies. Luma Health doesn't say whether the BAA covers its AI features.

Does Luma Health sign a BAA?

Yes, it signs a BAA

Luma Health publishes a Business Associate Agreement template on its own site, naming itself as the business associate, so it signs BAAs with customers. Its AI materials claim HIPAA compliance and zero data retention but don't say the BAA covers the Spark AI products.

Based on 3 sources, all from Luma Health unless marked.

Not confirmed for the AI features: Luma Health doesn’t say whether its BAA covers Navigator (voice AI concierge) and Fax Transform, powered by Spark. Get that in writing before using it with patient data.

Business associate
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Luma Health customer contract
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Signs a BAA
Luma Health signs a BAA with its customers; AI coverage isn't stated.

By plan

PlanBAAHow to get itConditions
Luma Health customer contractSigns a BAAThrough salesRequest pageThe published BAA is a template with blank party and date fields, so it is signed per customer. It covers all existing or future contracts between the parties. No plan or tier restrictions are stated.[1]

Are the AI features covered?

Vendors often sign a BAA for the core product but leave some AI features out. Here is what Luma Health says about each one.

AI featureUnder the BAADetails
Navigator (voice AI concierge) and Fax Transform, powered by SparkNot statedThe BAA template doesn't mention AI. Luma's AI committee kit claims HIPAA compliance, zero retention by Luma and its AI partners, and no training on customer or patient data. It names Vapi, Deepgram, OpenAI, Claude and ElevenLabs as partners but doesn't say whether they have BAAs with Luma.[1],[2],[3]

Compare Luma Health

Sources

  1. Business Associate Agreement - Luma HealthLuma Health, Legal terms. Checked Oct 13, 2026. Archived copy
  2. AI Committee Kit: NavigatorLuma Health, Documentation. Checked Oct 13, 2026. Archived copy
  3. Luma Health announces Spark multi-model generative AILuma Health, Announcement. Checked Oct 13, 2026. Archived copy

A signed BAA is necessary but not sufficient for HIPAA compliance, which also depends on configuration, access controls, and your own policies. Verdicts summarize the vendor's own published terms as of the date checked; confirm with the vendor and your counsel before sending protected health information. Not legal advice.